1. General
Q: What does Fundingavision Financial Services specialize in?
A: We help individuals and families secure their financial future through retirement planning, insurance solutions, annuities, wealth-building strategies, and legacy planning. Our focus is on creating personalized plans that provide long-term security and peace of mind.
Q: Who can benefit from your services?
A: Anyone looking to prepare for retirement, protect their family with insurance, generate guaranteed income, or leave a financial legacy for future generations.
2. Retirement Planning
Q: When should I start planning for retirement?
A: The sooner, the better. Starting early gives your investments more time to grow, but we also help people who are closer to retirement maximize their resources.
Q: What retirement accounts do you help with?
A: We work with IRAs, Roth IRAs, 401(k) rollovers, pension maximization strategies, and other investment vehicles designed to fit your retirement goals.
Q: How do you make sure I won’t outlive my retirement savings?
A: We use income planning strategies, including annuities and diversified investments, to ensure a predictable stream of income throughout your retirement.
3. Insurance Solutions
Q: Why do I need life insurance as part of my financial plan? A: Life insurance provides financial security for your loved ones, helps cover final expenses, replaces lost income, and can even serve as a wealth-building tool.
Q: What types of life insurance do you offer?
A: We provide term life, whole life, and indexed universal life insurance depending on your needs for protection, savings growth, or legacy planning.
4. Annuities & Guaranteed Income
Q: What is an annuity?
A: An annuity is a financial product that provides guaranteed income for a set period or for life, often used in retirement to ensure you don’t run out of money.
Q: Are annuities safe?
A: Yes. Annuities are backed by highly rated insurance companies and can provide stable, reliable income, even when markets are volatile.
Q. How do annuities compare to other retirement investments?
A. Unlike stocks or mutual funds, annuities guarantee income. They complement other retirement accounts by adding security and predictability.
5. Wealth and Legacy Planning
Q. What is legacy planning?
A. Legacy planning ensures your assets are protected, transferred efficiently, that’s supporting your family, charities, or future generations.
Q. How can you help with estate planning?
A. We collaborate with estate planning professionals to design strategies that minimize taxes, avoid probate and preserve your wealth.
Q. Can life insurance be used in legacy planning?
A. Yes. Permanent life insurance can create a tax advantaged inheritance, provide liquidity for estate expenses, and support wealth transfer strategies.
6. Process and Support
Q. How do I get started?
A. Schedule a free consultation with one of our advisors. We’ll review your goals, current financial situation and create a custom strategy.
Q. Do you provide ongoing support?
A. Absolutely. Financial planning is a lifelong process, and we regularly review and adjust your plan to keep it aligned with your changing needs.
Q. Is there a fee for your services?
A. Our consultation is free and you can book it online or submit a call to action form.